Potter's Magic Can't Secure Affordable Automobile Insurance

No matter how magical Harry Potter's alter ego Daniel Radcliffe may be behind the wheel, he'll still need to pay much more for his car insurance in comparison with well known Babyshambles front-man Pete Doherty.

Based on fresh analysis, if 18-year-old Radcliffe registered his Fiat Punto at his Fulham address he'd encounter common twelve-monthly premiums in close proximity to £3,700 – the biggest being £4,296.39 through its4me automobile insurance – despite developing a clean record.

By comparison, Pete Doherty can insure his car, a nice Jaguar X-Type, at his Wiltshire address foran average twelve-monthly premium of just over £1,000 – and possibly as inexpensive as £844.70 by means of Elephant car insurance.

This huge difference – up to 508 % in numerous situations – is created all the more perplexing by the fact that Doherty has a chain of driving criminal acts which include driving without an MOT, neglecting to comply with driving license disorders and vehicle theft.

So precisely why can Pete Doherty take pleasure in this kind of comparatively low priced car insurance?

You can find 2 deciding factors. Very first is that Radcliffe lives in London, which usually faces some of the highest automobile insurance premiums in the uk. There are many causes exactly why the main city is struck with bigger premiums which include elevated fix charges and bigger felony rates.

Another thing is the fact that Radcliffe is merely 18 years old – more than a decade younger compared to 29-year-old Doherty. Younger drivers are punished by status – male drivers beneath 21 are far more prone to be involved in a motoring incident as compared to these aged close to thirty. As a result many insurance companies have ended offering quotations to young drivers altogether.